– Earn up to 0.78% APY*
– FDIC insurance covering up to $1,000,000
– Access cash in 1-2 business days
– No limits on withdrawals
– No minimum balance
– No fees
– Goals-based investing: retirement, college, major purchase
– Globaly diversified portfolios
– Varied investment themes:
Traditional Asset allocation, Socially Responsible Investing, Smart Beta and Target Income strategies
– No commissions. No account minimums. Annual fee ranges from 0.40% – 1.50%
Personalized investment advisory services for 401ks, 403bs, IRAs and annuities held away from our firm. With RetirementBuilder, we can help you manage your retirement accounts no matter where they are held using our multi-custodian trading platform.LEARN MORE
– Dedicated Wealth Advisor
– Flexible subscription services for all life stages.
– Advice on life events: retirement planning, retirement income, large purchases, college, estate planning, tax strategies, stock options, insurance planning
– Subscription service starting at $79/month
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WealthBuilder Investing offfers flexible and easy to use platform
PAPERLESS ACCOUNT OPENING
Paperless account opening and transfers with just a few clicks.
AUTO DEPOSIT AND TRANSFERS
Automate your investment savings and transfers from external accounts
NO FEES TO BUY OR SELL
No additional fees to buy or sell securities in your portfolios
We rebalance your portfolio quarterly at no additional cost to youView ADV Brochure for additional Information
Betterment Everyday Savings
*The annual percentage yield (“APY”) on the deposit balances in Betterment Everyday Cash Reserve (“Cash Reserve”) is 0.78% and represents the weighted average of the APY on deposit balances at the banks participating in Cash Reserve (the “Program Banks”) and is current as of 03/18/2020. This APY is variable and subject to change daily. See Current APY. Deposit balances are not allocated equally among the participating Program Banks. A minimum deposit of $10 is required, but there is no minimum balance required to be maintained. The APY available to a customer may be lower if that customer designates a bank or banks as ineligible to receive deposits. APY applies only to Cash Reserve and does not apply to checking accounts held through Betterment Everyday Checking. Cash Reserve and Betterment Everyday Checking are separate offerings and are not linked accounts.
See Betterment’s Form ADV Part II and Terms and Conditions for additional information, including details on the deposit allocation methodology.
†Betterment Everyday Cash Reserve (“Cash Reserve”) is offered by Betterment LLC. Clients of Betterment LLC may participate in Cash Reserve through their brokerage account held at Betterment Securities. Neither Betterment LLC nor any of its affiliates is a bank. Through Cash Reserve, clients’ funds are deposited into one or more banks (“Program Banks”) where the funds earn a variable interest rate and are eligible for FDIC insurance. Cash Reserve provides Betterment clients with the opportunity to earn interest on cash intended to purchase securities through Betterment LLC and Betterment Securities. Cash Reserve should not be viewed as a long-term investment option.